:root{--ink:#163e37;--forest:#113e35;--green:#286448;--lime:#d6e87c;--paper:#f9f8f1;--sand:#efefe5;--line:#d5dbcb;--muted:#52675b;--serif:Georgia,"Times New Roman",serif;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.55 var(--sans)}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}a:hover{text-decoration:underline;text-underline-offset:4px}button{cursor:pointer}.wrap{max-width:1392px;margin:auto;padding:0 clamp(20px,4.4vw,76px)}header{border-bottom:1px solid var(--line);background:var(--paper)}.mast{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:79px}.brand{display:inline-flex;align-items:center;gap:12px;white-space:nowrap}.brand:hover{text-decoration:none}.brand svg{width:36px;height:36px}.brand b{display:block;font:600 23px/1.12 var(--serif);letter-spacing:-1.05px}.brand small{display:block;font:700 9px/1.5 var(--sans);text-transform:uppercase;letter-spacing:1.7px}.nav{display:flex;align-items:center;gap:clamp(16px,2vw,33px);font-size:14px;font-weight:600}.btn{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:46px;border-radius:100px;padding:11px 21px;font-size:14px;font-weight:700;background:var(--forest);color:white;border:1px solid var(--forest)}.btn:hover{background:#255944;text-decoration:none}.btn svg,.link svg,.arrow{width:16px;height:16px;flex:none}.btn.alt{background:transparent;color:var(--ink);border-color:#819688}.btn.alt:hover{background:#e9eddf}.mobile{display:none}.eyebrow{display:flex;align-items:center;gap:11px;color:var(--green);text-transform:uppercase;letter-spacing:1.7px;font-size:10px;font-weight:bold;line-height:1.5}.eyebrow:before{content:"";width:24px;height:2px;background:currentColor}.hero{display:grid;grid-template-columns:1.02fr 1fr;align-items:center;gap:clamp(26px,5vw,90px);padding-top:clamp(28px,4vw,60px);padding-bottom:clamp(30px,4vw,65px)}h1,h2,h3,p{margin:0}h1,h2,h3{overflow-wrap:break-word}.hero h1,.display,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.053em;line-height:1.01}.hero h1{font-size:clamp(44px,5.5vw,84px);margin:23px 0}.hero h1 em{color:var(--green);font-weight:400}.lead{font-size:clamp(16px,1.35vw,20px);max-width:56ch;color:var(--muted);line-height:1.55}.actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin-top:27px}.link{display:inline-flex;gap:9px;align-items:center;font-weight:700;font-size:14px;text-decoration:underline;text-underline-offset:5px}.visual{position:relative;margin:0;align-self:stretch;min-height:405px;max-height:520px;background:var(--sand);overflow:hidden;border-radius:3px 35% 3px 3px}.visual img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;object-position:52% 46%}.visual figcaption{position:absolute;bottom:17px;left:18px;display:inline-flex;align-items:center;gap:8px;padding:6px 12px;border-radius:99px;color:var(--ink);background:var(--paper);font-size:10px;letter-spacing:1px;text-transform:uppercase;font-weight:bold}.pin{width:14px;height:14px}.band{background:var(--forest);color:#fff}.bandgrid{display:grid;grid-template-columns:1.05fr 1fr 1fr;gap:20px;padding-top:20px;padding-bottom:20px}.bandgrid a{display:flex;align-items:center;gap:14px;font-size:14px;font-weight:600}.bandgrid a+a{border-left:1px solid #637b6b;padding-left:clamp(15px,3.7vw,54px)}.bandgrid svg{width:26px;height:26px;color:var(--lime)}section.block,.intro{padding-top:clamp(52px,6vw,94px);padding-bottom:clamp(48px,6vw,88px)}.blockhead{display:flex;justify-content:space-between;align-items:flex-end;gap:25px;margin-bottom:30px}.blockhead h2,.intro h1,.display{font-size:clamp(37px,4.3vw,65px);margin:12px 0 0}.blockhead p{max-width:46ch;color:var(--muted)}.mission-grid,.toolgrid,.catgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.mission,.toolcard,.catcard{border:1px solid var(--line);background:#fffdf6;border-radius:4px;padding:clamp(20px,2.3vw,34px);display:flex;flex-direction:column;align-items:flex-start}.mission:nth-child(2){background:#ebefe1}.mission:nth-child(3){background:#f0efe4}.mission small,.code{font:700 10px/1.5 var(--sans);letter-spacing:1.8px;color:var(--green);text-transform:uppercase}.mission h3,.toolcard h3,.catcard h3{font:400 clamp(25px,2.2vw,33px)/1.1 var(--serif);letter-spacing:-.035em;margin:16px 0 12px}.mission p,.toolcard p,.catcard p{color:var(--muted);margin-bottom:20px}.mission .link,.toolcard .link,.catcard .link{margin-top:auto}.tint{background:var(--sand)}.toolcard .ico{color:var(--green);width:36px;height:36px}.toolcard{background:var(--paper)}.contact{background:var(--forest);color:white}.contactbox{display:grid;grid-template-columns:1fr 1.15fr;gap:8%;padding-top:55px;padding-bottom:55px}.contact .eyebrow{color:var(--lime)}.contact h2{font-size:clamp(35px,4.1vw,63px);margin:15px 0}.contact-copy p{color:#dce8d9;max-width:42ch}.contact form{display:grid;grid-template-columns:1fr 1fr;gap:12px 15px}.contact label,.calculator label{display:grid;gap:4px;font-size:13px;font-weight:bold}.wide{grid-column:1/-1}input,select{background:#fffdf6;color:var(--ink);max-width:100%;width:100%;min-width:0;border:1px solid #899d89;border-radius:4px;padding:10px 12px;min-height:43px}label.check{display:flex;align-items:flex-start;gap:10px;font-weight:normal;font-size:12px;color:#e0e9df}.check input{flex:none;width:17px;min-height:0;height:17px;margin:2px 0}.check a{text-decoration:underline}.contact .btn{background:var(--lime);color:var(--forest);border-color:var(--lime);justify-self:start}.formout{font-size:14px;align-self:center}.formout:empty{display:none}.crumbs{font-size:13px;color:var(--muted);margin:22px 0 0;display:flex;gap:8px;flex-wrap:wrap}.crumbs a{text-decoration:underline}.intro{padding-top:35px;padding-bottom:35px}.intro .lead{margin-top:16px}.catalog{padding-bottom:65px}.search{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin:18px 0 25px}.search label{display:block;width:100%;font-weight:bold}.search input{max-width:530px}.results,.articlelist{list-style:none;margin:0;padding:0}.articlelist li,.results li{border-top:1px solid var(--line)}.articlelist a,.results a{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:56px;padding:11px 3px}.results{margin:16px 0}.results a small{font-size:11px;color:var(--muted)}.catcard h3{margin-top:8px}.catgrid{grid-template-columns:repeat(auto-fit,minmax(min(235px,100%),1fr))}.article{display:grid;grid-template-columns:minmax(0,1fr) minmax(220px,.40fr);gap:7%;padding-top:45px;padding-bottom:72px}.article article{max-width:780px}.article h1{font:400 clamp(35px,4.15vw,64px)/1.06 var(--serif);letter-spacing:-.045em;margin:15px 0 18px}.article h2,.calculator h2,.legal h2{font:400 clamp(26px,2.55vw,38px)/1.12 var(--serif);letter-spacing:-.04em;margin:34px 0 13px}.article ol{padding-left:24px}.article li{padding-left:8px;margin:14px 0}.article li::marker{font-weight:bold;color:var(--green)}.example,.sidebox,.legalbox{padding:24px;background:var(--sand);border-left:3px solid #8eaa76}.example h2{margin:0 0 13px}.source{display:block;margin:22px 0;text-decoration:underline;overflow-wrap:anywhere}.sidebox{height:fit-content;border:none;border-radius:4px}.sidebox h2{margin:5px 0 12px;font-size:26px}.sidebox a{display:block;padding:10px 0;text-decoration:underline}.calcwrap{display:grid;grid-template-columns:1.15fr 1fr;gap:5%;padding-bottom:75px}.calculator{border:1px solid var(--line);border-radius:5px;padding:24px}.calculator fieldset{border:0;padding:0;margin:0;display:grid;gap:14px}.calcresult{display:block;background:var(--forest);color:var(--lime);margin-top:20px;padding:20px;border-radius:4px;font-size:26px;font-family:var(--serif)}.calcresult small{display:block;font:13px var(--sans);color:white;margin-bottom:5px}.legal{max-width:790px;padding-bottom:65px}.legal p{margin:12px 0}.legal a,.article article p a{text-decoration:underline}.footer{background:#e7ebdf;color:var(--ink);border-top:1px solid var(--line)}.footgrid{padding-top:35px;padding-bottom:30px;display:flex;align-items:flex-start;justify-content:space-between;gap:24px;flex-wrap:wrap}.footgrid p{margin-top:12px;font-size:13px;max-width:45ch;color:var(--muted)}.footgrid nav{display:grid;grid-template-columns:1fr 1fr;gap:8px 24px;font-size:13px}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:8px;z-index:10;background:white;padding:10px}:focus-visible{outline:3px solid #ac710f;outline-offset:3px}button:disabled{opacity:.65}.minihead{margin:26px 0 16px;font:400 28px var(--serif)}.sectionnote{font-size:13px;color:var(--muted);margin:22px 0}.legalbox a{text-decoration:underline}.allguides{margin:25px 0 0}.tier{display:inline-block;font-size:13px;margin-top:16px;color:var(--muted)}.ref{font-size:14px;color:var(--muted);margin-top:20px}
@media(min-width:1450px){.hero{min-height:565px}}@media(max-width:950px){.mast{min-height:68px}.nav{gap:14px;font-size:13px}.hero{gap:26px}.visual{min-height:360px}.mission-grid,.toolgrid{gap:11px}.mission,.toolcard{padding:18px}.article{gap:25px}.bandgrid a{font-size:13px}.brand b{font-size:21px}}
@media(max-width:760px){.mast{flex-wrap:wrap;gap:0;padding-top:12px;padding-bottom:12px;min-height:64px}.mobile{display:block;min-height:40px;background:transparent;color:var(--ink);border:1px solid var(--line);border-radius:30px;padding:4px 13px;font-size:13px;font-weight:bold}.nav{display:none;width:100%;padding-top:15px;align-items:stretch}.nav.open{display:grid;gap:0}.nav a{padding:10px 0}.nav .btn{justify-self:start;padding:9px 16px}.hero{grid-template-columns:1fr;gap:24px}.hero h1{font-size:clamp(44px,8.5vw,63px);max-width:17ch;margin:14px 0}.hero .lead{max-width:47ch}.actions{margin-top:19px;gap:14px}.visual{min-height:0;height:clamp(230px,54vw,345px);max-width:100%;border-top-right-radius:85px}.bandgrid{display:flex;gap:0;justify-content:space-between;padding-top:14px;padding-bottom:14px}.bandgrid a{gap:7px;font-size:12px;line-height:1.25;max-width:31%}.bandgrid a+a{padding-left:10px;border:0}.bandgrid svg{width:20px;height:20px;flex:none}.blockhead{display:block;margin-bottom:20px}.blockhead p{margin-top:14px}.mission-grid,.toolgrid{grid-template-columns:1fr}.mission h3,.toolcard h3{margin:7px 0}.mission p,.toolcard p{margin-bottom:12px}.contactbox,.article,.calcwrap{grid-template-columns:1fr;gap:28px}.contactbox{padding-top:38px;padding-bottom:38px}.article{padding-top:30px}.footgrid nav{gap:10px 16px}.hero .eyebrow{font-size:9px}.visual figcaption{font-size:9px}.catgrid{grid-template-columns:repeat(2,minmax(0,1fr))}.catcard{padding:15px}.catcard h3{font-size:23px}.calculator{padding:18px}}
@media(max-width:440px){.catgrid{grid-template-columns:1fr}.contact form{grid-template-columns:1fr}.check,.wide{grid-column:1}.bandgrid a{font-size:11px}.btn{padding:10px 16px}.footgrid nav{grid-template-columns:1fr 1fr}.actions .link{font-size:13px}.brand svg{width:31px;height:31px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.byline{margin:-4px 0 24px;color:var(--muted);font-size:13px}.byline a{text-decoration:underline;text-underline-offset:3px}
.planning{margin:36px 0;padding:22px;background:#eff2e9;border-radius:12px}.planning label{font-weight:650}.planning input{font:inherit;color:inherit;border:1px solid #78897a;border-radius:5px;padding:7px;background:#fff}.planning .tablewrap{max-width:100%;overflow:auto}.planning table{border-collapse:collapse;min-width:790px;width:100%}.planning caption{text-align:left;font-weight:700;margin:12px 0}.planning td,.planning th{padding:5px;text-align:left;font-size:.85rem}.planning td input{width:100%;min-width:70px}.planning td:last-child{white-space:nowrap;font-weight:700}.planning tbody tr:nth-child(odd){background:#e3e9dc}.planning thead th{vertical-align:bottom}.planning th:first-child{position:sticky;left:0;background:#eff2e9}.planning #forecast-summary{font-weight:700}.planning [data-negative]{color:#95261c}
.themeintro{display:grid;grid-template-columns:1fr 1fr;gap:24px;padding:20px 0 32px}.themeintro section{border-top:2px solid #7f9875;padding-top:14px}.themeintro h2{font-size:1.5rem;margin:0}.themeintro p{max-width:60ch}@media(max-width:700px){.themeintro{grid-template-columns:1fr}}
